It may be difficult and too expensive for a business to full…

It may be difficult and too expensive for a business to fully insure against losses due to business disruption a) because firms that know they are more prone to business disruption based on inside information might demand more insurance than those less prone to disruptions making the price of full insurance very high b) because firms may not expend as much effort to get operations up and running if they are fully insured, again requiring insurance companies to charge very high price for coverage given management’s potentially weak effort to mitigate losses c) all the above are quite possible d) none of the above