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What is the client’s responsibility during the financial planning process?

Question 4.3   Choose the correct term for the following definitions. Definition Term Let almost all the light through so things can be seen clearly.  [ans1] Let no light through.  [ans2] Let some light through but not very detailed shapes.  [ans3] (3)

Question 3.1   List two precautions that people take to protect themselves from the harmful rays of the Sun. (2)

Your client, Samantha, died testate last week. At her death she had the following property interests: 1/2 of the home that she owns with her husband as community property. 1/3 of the vacation home that she owns with her two sisters as tenants in common. An empty lot that she alone owns. 1/3 of her late parents’ home, which she owns with her two sisters as joint tenants with right of survivorship. Which property interest will NOT pass through her probate estate?

Social Security is a sizable program that impacts many families in the United States. Which of the following statements are correct regarding Social security? Social Security was never intended to provide a substantial wage replacement ratio for most Americans. Social Security skews benefits towards lower wage earners and away from higher wage earners.  Social Security provides 90% or more of the income for more than 20% of retired married couples.

QUESTION 4 Answer the following questions regarding shadows:

Question 3.1   List two precautions that people take to protect themselves from the harmful rays of the Sun. (2)

QUESTION 2 Answer the following questions regarding reflections:

Question 2.2   Copy the diagram and draw 4 lines to show how the person sees the bird through the periscope.   Click on the button below to open the picture of the periscope diagram.   Upload Image Here (3)

Although he has amassed a vast fortune, Rudolf has decided not to prepare an estate plan because he believes that his surviving family members will divide up his assets appropriately. Which of the following is NOT a risk associated with failing to plan an estate?