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Which of the following statements best explains why carbohydrates and fats may be considered high-energy foods?

What act allowed requires that banks and other financial institutions granting mortgages verify the income, job status, and credit history of mortgage applicants before approving mortgage applications?

Bonds that are not secured by specific property are called ______________.

The appropriate discount rate for valuing any bond is the __________.

Federal credit unions are regulated and supervised by the ____________.

Banks generally ____ loans and ____ their purchases of low-risk securities when the economy is weak.

For a given par value of a bond, the higher the investor’s required rate of return is above the coupon rate, the  (ie A 3 year bond with a 5% coupon and a yield of 8% versus same bond with a 5% coupon and a yield of 10%)

For most banks, the average duration of assets ____ the average duration of liabilities, so the duration gap is ____.

____ is not a characteristic used by bank regulators to rate banks.

Credit unions obtain most of their funds from _____________.