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Motivation Corporation, seeking renewal of its $12 million credit line, reports the data in the following table (in millions of dollars) to Hot Springs National Bank’s loan department. Bank information    20X1  20X2  20X3  20X4  Projections for Next Year  Cost of goods sold  $5.1  $5.5 $5.7  $5.8  $6.0  Selling and administrative  8.0  8.0  8.0  8.1  8.2  Sales revenue  7.9  8.5  9.2  9.4  9.8  Depreciation and other noncash  11.2  11.2  11.1  11.0  11.0  Taxes paid in cash  4.4  4.6  4.9  4.8  4.8   What is the firm’s projected cash flow for next year?

  INSTRUKSIES: 1. Skryf altyd in volsinne, tensy anders vermeld. 2. Gebruik ekonomiese terminologie te alle tye. 3. Beantwoord VIER vrae soos volg: Afdeling A: Verpligtend. Afdeling B: Beantwoord ALLE vrae. Afdeling C: Beantwoord slegs EEN van die twee vrae. 4. Afdeling A word in die quiz beantwoord. Afdeling B en Afdeling C word beantwoord op papier en opgelaai in die apparte quiz. 5. Nommer die vrae soos op die vraestel. 6. Lees AL jou vrae deeglik deur voor jy dit beantwoord. 7. Nie-programmeerbare sakrekenaars mag gebruik word. 8. Skryf asseblief slegs met ‘n BLOU pen.

The following information relates to Gold Star National Bank. Bank information On-Balance-Sheet Items (Assets)  Off-Balance-Sheet Items  Cash  $4 million  Standby letters of credit backing  repayment of commercial paper 20.5 million  U.S. Treasury securities  30.6  Long-term unused loan    Deposit balances due from other banks  4  commitments to  corporate customers 25.5 million  Loans secured by first liens on residential property    Total off-balance-sheet items  46.0 million  1-to-4 family dwellings 66  Tier 1 capital 7.5 million  Loans to corporations 105.3  Tier 2 capital  5.8 million  Total assets 209.9 million       The ratio of Tier 1 capital to risk weighted assets is:

1.3.4 Die direkte verwantskap tussen hoeveelheid aangebied en prys. (1)

    VRAAG 4 MARKTE     Inleiding (2) Lyf   Verduidelik die verskil tussen volmaakte markte en onvolmaakte markte. (26) Verduidelik ook hoe prysvorming werk in elke mark deur grafieke te gebruik. (10) Slot (2) [40]   OF       VRAAG 5 PRYSELASTISITEIT     Inleiding (2) Lyf   Verduidelik die verskil tussen elastiese vraag en onelastiese vraag, asook die verskil tussen elastiese aanbod en onelastiese aanbod. (26) Teken die vyf grade van PEA met al die nodige beskrywings. (10) Slot (2) [40]

1.3.2 Maatstaf van verbruikers se reaksie tot verandering in inkomste. (1)

Parvis Manufacturing and Service Company holds a sizable inventory of dryers and washing machines, which it hopes to sell to retail dealers over the next six months. These appliances have a total estimated market value currently of $30 million. The firm also reports accounts receivable currently amounting to $24,650,000. What is the maximum size loan or credit line Parvis is likely to receive?

A time deposit that allows the depositor to withdraw some of the funds without a withdrawal penalty is called a:

Under Basel III, more flexible capital standards which includes the “buffer concept” means involvement of which two ratios?

Red Rose National Bank (RRNB) has the following sources of funds: $300 million in capital and surplus, $325 million in demand deposits, $680 million in time and savings deposits, and $200 million in subordinated debt. What is the maximum dollar amount RRNB may lend to a single customer?