Salley Stern, a college student, applies for a car loan with…

Salley Stern, a college student, applies for a car loan with Budget Bank so that she could buy a new car. Salley does not have a job. After Budget Bank reviews Salley’s credit report, the bank notifies Salley that she had been turned down for the car loan. Identify the concepts of the FCRA that are described:

Double Check, an industry watchdog, is considering filing a…

Double Check, an industry watchdog, is considering filing a complaint against Cipher Bank, with the bank’s federal regulatory agency, for failing to store personal financial information in a secure manner. Under which of the following regulations might the regulatory agency be able to pursue legal action for this issue?