Julian’s roommate, Tonya, has been experiencing severe anxie…

Julian’s roommate, Tonya, has been experiencing severe anxiety for several weeks. Tonya is now having difficulty leaving the room to go to class. Julian suggested that she should talk to a counselor, but Tonya refuses to seek help. Based on what you read in this chapter, what is the most likely reason for Tonya’s refusal to seek help?

Payments on student loans will begin shortly after you gradu…

Payments on student loans will begin shortly after you graduate. While many websites, financial “gurus,” andtalking heads in the media will encourage you to pay off your student loans as quickly as possible, you shouldgive careful consideration to your repayment options and how they may impact your financial plans. Quicklypaying off your student loans or refinancing your student loans into a private loan may be the worst optionavailable to you.