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68) In aerobic respiration, chemiosmotic generation of ATP is driven by: A) PO4 transfer through the plasma membrane. B) the Na+/K+ pump. C) a difference in H+ concentration on the two sides of the inner mitochondrial membrane. D) osmosis of macromolecules.

56) Negatively charged subatomic particles that have almost no mass are called: A) neutrons.                                  B) electrons. C) ions.                                             D) protons.

71) Joseph Priestly in 1971 performed the mint and candle experiment to prove that plants add something to the air. What was the name of the gas added to the air by plants in his experiment? A) glucose B) carbon dioxideC) oxygenD) nitrogen

67) All of the reactions of cellular respiration that occur after glycolysis take place in what part of the eukaryotic cell? A) The cytoplasm                             B) The nucleus C) The mitochondria                      D) The plasma membrane

Given the following information about a fully amortizing loan, calculate the lender’s yield. Loan amount: $210,000.00 Term: 21 years Interest rate: 5.75% compounded monthly Monthly Payment: $-1,437.10 Discount points: 1.75

Assume that a piece of land is currently valued at $[a]. If this piece of land is expected to appreciate at an annual rate of [c]% per year for the next [b] years, how much will the land be worth [b] years from now?

Upon starting his first job after graduation, Jon has completed the necessary paperwork to set up direct deposit of his paycheck into his savings account. After taxes, medical benefits, and retirement account contributions have been taken out of John’s gross salary, he is left with a direct deposit of $[a] at the end of each month. If John started with no other savings in his account, how much will John have in his savings account at the end of [b] months if he is able to earn an annual interest rate of [c]%, with interest being compounded monthly?

Assume that an individual puts $[a] into a savings account that pays [b]% interest, with interest being compounded monthly. The individual plans to withdraw the balance in [c] years to buy a car. If he does not make any further deposits over this period, how much will the individual be able to put towards his purchase?

Given the following information about a fully amortizing loan, calculate the lender’s yield. Loan amount: $250,000.00 Term: 25 years Interest rate: 6.75% compounded monthly Monthly Payment: $-1,727.28 Discount points: 2.75

Given the following information about a fully amortizing loan, calculate the lender’s yield. Loan amount: $290,000.00 Term: 29 years Interest rate: 7.75% compounded monthly Monthly Payment: $-2,095.99 Discount points: 3.75