Blog

Your mom had visual fields run at her eye appointment.  She brought home a copy of the VF and wants you to explain her results, especially the numbers in the upper left circle.  Why are some numbers higher and some lower?

BONUS After dividing at the optic chiasm nerve fibers travel along the:

The purpose of the Financial Analysis Solvency Tracking (FAST) system employed by the NAIC is to

Which of the following statements about insurance brokers is (are) true?I.They legally represent the insured rather than the insurance company.II.They are prohibited from being licensed as agents.

David is a successful independent insurance agent. Recently, one of the life insurance companies with whom he places business offered him a special financial arrangement. If David meets sales targets, he will receive large bonuses. He will also be able to recruit and train sub-agents and receive an over-riding commission based on the amount of life insurance the sub-agents sell. Based on this description, David is a(n)

A plan for selling individually underwritten property and liability insurance to members of a group is called

In which of the following did the Court decide that insurance was interstate commerce when conducted across state lines, and therefore was subject to federal regulation?

A score derived from an individual’s credit history and other factors that is used by many auto and homeowners insurers for underwriting and rating purposes is called a(n)

State X’s premium tax rate is 2 percent. State Y’s premium tax rate is 3 percent. State X insurers are required to pay the 3 percent rate on business written in State Y. State X requires insurers from State Y to pay a 3 percent premium tax on business written in State X, even though the premium tax rate is only 2 percent in State X. This practice is known as a

Mutual Property Insurance Company has a surplus of $2 million. According to a conservative rule, how much in new net premiums can Mutual Property Insurance Company safely write?