The Sunshine Insurance Company refuses to offer new life ins…

The Sunshine Insurance Company refuses to offer new life insurance policies to people over the age of 65. At the age of 66, Mr. Henderson would like to marry Ms. Parker, who is 47. Mr. Henderson explains to Ms. Parker that he is unable to provide her with a life insurance upon his death and Ms. Parker refuses his proposal to marriage. The policy which hinders Mr. Henderson from fully participating in society as a husband and provider is an example of: