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9. Real property consists of: a.  land and structures on the land.     b.  anything incidental to the land.       c.  anything appurtenant to the land. d. all answers are correct.

26. The rate the borrower is actually paying (including interest, points, and loan fees) is called: a.  the wishful interest rate.        b.  the partially realized interest rate    c.  the effective interest rate. d.  all answers are correct.

1. Zoning is under the control of: a.  private parties. b.  government agencies.          c.  the Department of Real Estate. d. none of the answers are correct.

43. Which of the following are considered the most popular real estate brokerage websites? a.  realtor.com and zillow.com                      b.  homealone.com and buymyhouse.com    c.  perfectrealtor.com and lowcommission.com d. None of the answers are correct

48. The current status of items from the county records affecting the property’s title is called the: a.  coinsurance clause.  b.  title insurance. c.  preliminary title report. d.  none of the answers are correct.

40. The salesperson exam requires what percent of correct answers to pass? a.  60%                  b.  80%                 c.  70% d.  90%

44. If the prospective investor of real property is most concerned with making money off the usefulness of the improvements, he or she would be most concerned with: a.  economic life remaining in the improvements.         b.  physical life remaining in the improvements.       c.  chronological age of the improvements. d.  none of the answers are correct.

56. An agent who intentionally shows minorities homes for sale in a minority neighborhood only and refuses to communicate the availability of housing in other neighborhoods is guilty of: a.  redlining.                     b.  block busting.                                                 c.  poor taste. d.  steering.

39. An ownership interest in real property that only exists for the life of any designated person or persons (often the grantee) is called a(n): a.  life estate.             b.  estate in waiting.        c.  less-than-freehold estate. d.  estate in remainder.

31. The Fair Employment and Housing Act prohibits: a.  targeting.                            b.  redlining                      c.  redistricting. d. gerrymandering.