Salley Stern, a college student, applies for a car loan with…

Salley Stern, a college student, applies for a car loan with Budget Bank so that she could buy a new car. Salley does not have a job. After Budget Bank reviews Salley’s credit report, the bank notifies Salley that she had been turned down for the car loan. Identify the concepts of the FCRA that are described:

Double Check, an industry watchdog, is considering filing a…

Double Check, an industry watchdog, is considering filing a complaint against Cipher Bank, with the bank’s federal regulatory agency, for failing to store personal financial information in a secure manner. Under which of the following regulations might the regulatory agency be able to pursue legal action for this issue?

Doctor Conor Comely specializes in surgeries that are not me…

Doctor Conor Comely specializes in surgeries that are not medically necessary such as face lifts. Since most of the procedures Doctor Comely performs would not be covered under insurance, he only accepts credit cards for payment and does not bill insurance. Riley Rusty, a potential patient, looks online for a doctor to perform a facelift and finds Doctor Comely’s website. When Riley visits Doctor Comely’s office, Riley does not receive a privacy notice with his initial paperwork. Riley asks Doctor Comely for a copy of the privacy notice and is told that the office does not maintain a privacy notice. Is it likely that Doctor Comely has violated HIPAA?