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Assume a family has replacement cost coverage on their homeowner’s policy. What would it cost an insurance company to replace a family’s personal property that originally cost $25,000 if the items have increased in price by 15% and the policy has a $1,000 deductible?

Two people are both charged $250 for an office visit to the same specialist. The first person’s policy has a deductible of $300. Once they have met the deductible, the policy will cover the full cost of visits. They have not paid any money toward their deductible yet this year. The second person’s  policy will reimburse them $150, the maximum amount the plan provides for a visit to any specialist. Which of the following is correct?

Most home insurance policies do not cover the full cost to replace stolen jewelry unless items are covered with additional insurance.

A home buyer paid extra money to reduce their mortgage interest rate. This is called:

Once the borrower’s equity in the home reaches above 20%, PMI can typically be canceled.

Which of the following is an advantage of leasing a car rather than buying the car?

Which of the following is an income replacement insurance plan, rather than a medical payments plan?

Which of the following is not an instance of direct discrimination?

Select all that are part of Eileen John’s argument for “opportunistic moralism.”

Select all that contribute to Battin’s argument in favor of universalizing background birth control.