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17. The California Department of Veteran’s Affairs loan program is commonly known as the: a.  CalVet Program.                 b.  FHA.                c.  California VFW Program. d.  VA.

6. Misuse of the real estate appraisal report or coercion of the appraiser are now: a.  misdemeanors.                                                                           b.  federal felonies.                                                              c.  infractions. d.  none of the answers are correct.

24. Which of the following is FALSE concerning a grant deed? a.  The key word is “grant.”               b.  It is signed only by the grantee.      c.  It is considered executed when signed by the grantor. d.  Grant deeds contain implied warranties.

47. Prior to receiving communication of its acceptance, a buyer can withdraw an offer: a.  in writing.         b.  personally.      c.  by registered mail. d.  all of the answers are correct.

22. You are a landlord who discovers that one of your tenants is having new carpet installed in his apartment without your consent. To protect yourself, you should file a(n): a.  cease and desist order.        b.  mechanic’s lien.         c.  unlawful detainer action. d.  notice of non-responsibility.

3. Escrows base monthly prorations on how many days? a.  28         b.  29         c.  30 d.  31

25. Which of the following is NOT a type of property lot? a.  Curb lot                        b.  Interior lot                    c.  Key lot d.  Corner lot

9. Real property consists of: a.  land and structures on the land.     b.  anything incidental to the land.       c.  anything appurtenant to the land. d. all answers are correct.

26. The rate the borrower is actually paying (including interest, points, and loan fees) is called: a.  the wishful interest rate.        b.  the partially realized interest rate    c.  the effective interest rate. d.  all answers are correct.

1. Zoning is under the control of: a.  private parties. b.  government agencies.          c.  the Department of Real Estate. d. none of the answers are correct.