Blog

Underline or highlight if these statements are true or false                                                                                                                                Alternative investments are high risk (true, false) Investing in commodities is speculative, risky, technical requring specialized knowledge (true, false) Money invested in alternatives is money you cannot afford to lose (true, false) Investing in gold is a hedge against geopolitical uncertainty and dollar devaluation (true, false) Gold bars/coins earn income similar to stocks paying a dividend (true, false) Investing in crypto is non-speculative and non-volatile (true, false) Crypto has the potential to become a significant global payment mechanism Crypto has the potential to become a world currency replacing the dollar Investing in crypto has no regulatory, cybersecurity, fraud, or insurance risk    

Private Equity, Hedge Funds, Venture Capital Funds Which of the following statements is indicative of a private equity or hedge fund or both? 

Is each statement true or false  

Patient Protection and Affordable Health Care Act aka Obamacare How do you feel about the Act:                                                                                                                               Yes     No Mostly support the Act Mostly do not support the Act (1) Explain/defend your position:  (2) Whether you  support or do not support the act, are there any provisions you like     

Mutual funds that periodically rebalance asset percentages between stocks, bonds, and cash over time as investors age are called

Which of the following is not a reason to refinance a home

A good investment starting point guideline for the percentage of stocks to include in a diversified retirement asset allocation model is 100 minus one’s age, which can then be adjusted/tweaked up or down, if needed, to match an investor’s preferred risk tolerance and time horizon paramenters.

In which financial crisis did Congress approve a larger stimulus plan 

Only a small percentage of people will end up needing nursing home care, so long  term care insurance does not need to be a part of one’s defensive insurance game plan.

A researcher at a pharmaceutical company is interested in testing out the effects of a new drug, which he thinks will improve attention.  However, he also suspects that the effects of the drug interact with caffeine.  To test this, he tests six separate groups (n = 10, in each group), given either a drug, a placebo, or no drug, and either having consumed caffeine, or no caffeine.  Each performs an attention task.  He collects the following data.   drug placebo no drug Caffeine  x = 5  x = 10  x = 15  x2 = 210  x2 = 330  x2 = 415 No Caffeine  x = 20  x = 10  x = 6  x2 = 780  x2 = 345  x2 = 270 What is the F-value (F-obtained) for the interaction between drug and caffeine (AxB interaction)?