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Tommy and Frances Monsoon have been married for 20 years, have three children, and always file their taxes together (married filing joint). In 2018, Tommy made $75,000 as a publisher and printer for the local newspaper and Frances earned $15,000 babysitting their neighbors’ children. In addition, Tommy contributed $15,000 of his earnings to a Roth 401k and Frances put $5,000 towards a traditional IRA. What is the Monsoons’ adjusted gross income?

Find all asymptotes of the following function, and explain how you know they are asymptotes.  There are no typos in the equation.

True or false. Long-term care (LTC) insurance covers the cost of nursing home facilities and long-term home health care to a certain daily limit (e.g., $100 per day).

Mike and Ruth Ann have four children (all under the age of eight) and have a combined income of $170,000 per year. They are saving $24,500 per year in tax-advantaged, diversified, primarily stock-based mutual funds. They are disciplined in their savings and investments. Should they purchase life insurance? If not, why not? If so, what type of life insurance?

Sylvester is the primary bread-winner for his family of one wife and eleven children. He has a gross monthly income of $2,600. His monthly net income is 80% of his gross monthly income. He does not want credit debt payments to exceed 10% of his net income. What can be Sylvester’s maximum monthly payment on credit debt?

Against what losses should you most likely insure yourself (transfer risk to others)?

  Rates 2018 Rate Single Filers Married Joint Filers Standard Deduction $12,000 $24,000 10% $0 to $9,525 $0 to $19,050 12% $9,526 to $38,700 $19,051 to $77,400 22% $38,701 to $82,500 $77,401 to $165,000 24% $82,501 to $157,500 $165,001 to $315,000  

Annual SALT expenses are limited to what amount?

In order to maximize your credit score, when you no longer need a credit card (without an annual fee) you should:

Life Insurance