Mona lives in a subsidized apartment close to her parents an…

Mona lives in a subsidized apartment close to her parents and works a job that pays a little over minimum wage. She did not finish high school but has her GED. Mona has delays seeing the doctor because she cannot afford to miss work. She worries a lot about not being able to put any money into savings for emergencies. Which personal factor is currently having the highest impact on Mona’s health?