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When your income exceeds your expenses you have to decrease your spending habits. 

There are only 4 types of credit. 

Knowing how to use credit wisely is important. List three ways that demonstrate wise use of credit(3 marks).  List three ways that show an irresponsible use of credit (3 marks).    

Credit doesn’t matter when it comes to buying a house if you have a downpayment.  

To ‘endorse’ is when someone signs (a check or bill of exchange) on the back to make it payable to someone other than the stated payee or to accept the responsibility for paying it if there are no funds available.

An employee’s Individual Earnings Record provides a ___________ summary of the employee’s working time, gross earnings, deductions, and net pay.

What does the acronym for CRAAP stand for?

The four basic rights of an employee include all of the following except:  

The past-due balance definition is ‘you pay interest on the opening balance, regardless of payments made during the month.’

Write a balanced equation to show the reaction of sulfurous acid with lithium hydroxide to form water and lithium sulfite.