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Corporate ESG (Environmental, Social, Governance) (1) Do you believe it should be a choice or responsibility, explaining your postion (2) Do you believe the Fermainan Business School curriculum aligns with ESG, explaining why or why not?

401(k) plans allow withdrawals for buying a home, medica, and education.  Should withdrawals be taken these purposes?  Why or why not? 

What percentage do most financial planners recommend alternative investments be as a component of a diversified asset allocation plan:

Underline or highlight if these statements are true or false                                                                                                                                Alternative investments are high risk (true, false) Investing in commodities is speculative, risky, technical requring specialized knowledge (true, false) Money invested in alternatives is money you cannot afford to lose (true, false) Investing in gold is a hedge against geopolitical uncertainty and dollar devaluation (true, false) Gold bars/coins earn income similar to stocks paying a dividend (true, false) Investing in crypto is non-speculative and non-volatile (true, false) Crypto has the potential to become a significant global payment mechanism Crypto has the potential to become a world currency replacing the dollar Investing in crypto has no regulatory, cybersecurity, fraud, or insurance risk    

Private Equity, Hedge Funds, Venture Capital Funds Which of the following statements is indicative of a private equity or hedge fund or both? 

Is each statement true or false  

Patient Protection and Affordable Health Care Act aka Obamacare How do you feel about the Act:                                                                                                                               Yes     No Mostly support the Act Mostly do not support the Act (1) Explain/defend your position:  (2) Whether you  support or do not support the act, are there any provisions you like     

Mutual funds that periodically rebalance asset percentages between stocks, bonds, and cash over time as investors age are called

Which of the following is not a reason to refinance a home

A good investment starting point guideline for the percentage of stocks to include in a diversified retirement asset allocation model is 100 minus one’s age, which can then be adjusted/tweaked up or down, if needed, to match an investor’s preferred risk tolerance and time horizon paramenters.