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45. In what type of framing is larger size lumber used so the framing members can be spaced further apart? a. Shoddyb. Balloon c. Post and beamd. None of the above

16. An estimate of value of vacant land, excluding any existing or proposed improvements, is called: a. a drive-by appraisal.b. data analysis.c. a site valuation.d. all of the above. 

12. The first stage in the development cycle is called the: a. financing stage.b. development stage.c. maturity stage.d. decline stage. 

73. The appraiser’s estimate of the range in which the property’s value is most likely to fall is called a(n): a. guess.b. range value.c. point value.d. all of the above.

96. Which organization was designed to provide for the orderly liquidation of the failed S&Ls, to impose regulations that would prevent similar crisis in the future, and established the RTC? a. Dept. of Water and Power (DWP)b. Dept. of Housing and Urban Development (HUD)c. Financial Institutions Regulatory Agencies (FIRREA)d. None of the above

13. Surplus productivity is a way of measuring the value of land: a. that has been improved.b. that is left over after development.c. that is vacant.d. none of the above. 

66. The amount of income available to the owner after the mortgage lender has been paid its portion of the net operating income is called: a. pre-tax cash flow.b. equity dividend.c. gravy.d. both a and b.

4. A lien is: a. a financial encumbrance.b. an interest held by a creditor.c. a building that doesn’t stand upright.d. both a and b. 

When administering pancreatic enzyme replacement therapy, the nurse should ensure (Select All That Apply):

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