Jason has been spending a great deal of work time talking to…

Jason has been spending a great deal of work time talking to his co-workers about how dissatisfied he is with the job. He also has spent quite a bit of time gossiping. In the last week, Jason has arrived at work intoxicated twice. His behavior can be classified as ________ behavior.

Tim owns a small landscaping company = Tim’s Trees & Shrubs….

Tim owns a small landscaping company = Tim’s Trees & Shrubs. When a customer requests landscaping services, Tim sends his employees out in a company truck that is pulling a trailer that houses all of the landscaping tools, equipment, and machinery. Tim’s employees are very diligent, but maybe one or two times a year, an employee will be careless while backing the trailer into a customer’s yard and accidently damage the customer’s grass or other small shrubbery. Tim knows these are simply accidents: since they do not happen very often and usually only cost around $200-$300 to replace the damaged property. During the one or two times this occurs per year: Tim’s Trees & Shrubs will simply pay for the damage caused to customer’s property out of the company’s business bank account.  Which method of risk financing is Tim’s Trees & Shrubs practicing?