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What does trauma-informed care aim to avoid in its approach?

What is an important role as a health care provider in addressing Adverse Childhood Experiences (ACE) risks for children?

Michael loved waking up early in the morning to cook bacon on his George Foreman grill. Michael would place the grill near the foot of his bed while the bacon cooked and would go back to sleep until the bacon was finished because he loved waking up to the smell of freshly cooked bacon. One morning, Michael accidently stepped on the George Foreman grill and badly burned his foot. After this accident, Michael decided he was never going to cook bacon this way going forward. What risk modification technique is Michael engaging in with this scenario?

Major Manufacturing faces the following probability distribution for losses related to worker’s being injured on the job (worker’s compensation) at its manufacturing plant.  Probability Distribution:  Outcome Loss Amount ($$$) Probability No Loss $0 0.65 Worker sustains Small Injury $7,500 0.30 Worker sustains Major Injury $35,000 0.05   Major Manufacturing is considering implementing a Risk Modification technique for the risk of worker’s injury on the job. If the firm implements this technique: it will reduce the frequency (likelihood) and severity (consequence) of worker’s compensation losses as follows on the below Probability Distribution:  Probability Distribution WITH Risk Modification:  Outcome Loss Amount ($$$) Probability No Loss $0 0.75 Worker sustains Small Injury $4,000 0.225 Worker sustains Major Injury $15,000 0.025   The Risk Manager for Major Manufacturing is considering three different risk management options for the worker’s compensation exposure:  1) Retention  2) Retention; but implementing the Risk Modification technique  The cost of the Risk Modification technique = $3,000 If purchased: the frequency (likelihood) and severity (consequence) of the outcomes will be reduced to the second Probability Distribution listed above  3) Purchase Deductible Insurance; but with NO implementation of the Risk Modification technique  The premium for Deductible Insurance = $4,000 The deductible = $1,000   Question #1: [7 points] Derive the Loss Matrix for Major Manufacturing.  Be sure to include ALL three risk management options; and be sure to display your Loss Amount in the top row, and your Risk Treatment Costs in the bottom row for EACH RM option.  (If you would like to use the below template: simply “copy & paste” it into the Answer Box) Risk Management Options Outcome #1 Outcome #2 Outcome #3 RM Option #1 Loss Amount Risk Treatment Costs RM Option #2 Loss Amount Risk Treatment Costs RM Option #3 Loss Amount Risk Treatment Costs X   Question #2: [4 points] If the Risk Manager’s decision rule is to minimize Expected COST – which of the three RM options should she choose?  Calculate the Expected COST for each of three RM options.  Be sure to show your work and calculations for all three options. And be sure to identify WHICH of the three RM Options she should choose.    Question #3: [4 points] Assume we know the Risk Manager’s Worry Value for all three of the RM options:  RM Option #1: Worry Value for Retention = $750 RM Option #2: Worry Value for Retention w/ Risk Modification technique = $425 RM Option #3: Worry Value for Deductible Insurance = $100   If the Risk Manager’s decision rule is to minimize TOTAL COST – which of the three RM Options should she choose?  Calculate the TOTAL COST for each of three RM options.  Be sure to show your work and calculations for all three options. And be sure to identify WHICH of the three RM Options she should choose. 

Coastal Convenience Stores faces the following probability distribution for losses related to customers sustaining an injury while on the retail store’s premises:  Probability Distribution:  Outcome Loss Amount ($$$) Probability No Loss $0 0.50 Customer sustains Small Injury $6,000 0.45 Customer sustains Major Injury $25,000 0.05   Coastal Convenience Stores is considering implementing a Risk Modification technique. If the company implements this technique: it will reduce the frequency (likelihood) and severity (consequence) of losses on its retail store premises to the following: Probability Distribution WITH Risk Modification:  Outcome Loss Amount ($$$) Probability No Loss $0 0.70 Customer sustains Small Injury $3,000 0.28 Customer sustains Major Injury $12,500 0.02   Carries is the Risk Manager for Coastal Convenience Stores and is considering three different risk management options for the premise’s liability exposure:  1) Retention  2) Retention; but implementing the Risk Modification technique  The cost of the Risk Modification technique = $2,750 If purchased: the frequency (likelihood) and severity (consequence) of the outcomes will be reduced to the second Probability Distribution listed above  3) Purchase Deductible Insurance; but with NO implementation of the Risk Modification technique  The premium for Deductible Insurance = $3,500 The deductible = $1,000   Question #1: [7 points] Derive the Loss Matrix for Coastal Convenience Stores Be sure to include ALL three risk management options; and be sure to display your Loss Amount in the top row, and your Risk Treatment Costs in the bottom row for EACH RM option.  (If you would like to use the below template: simply “copy & paste” it into the Answer Box) Risk Management Options Outcome #1 Outcome #2 Outcome #3 RM Option #1 Loss Amount Risk Treatment Costs RM Option #2 Loss Amount Risk Treatment Costs RM Option #3 Loss Amount Risk Treatment Costs X   Question #2: [4 points] If Carrie’s decision rule is to minimize Expected COST – which of the three RM options should she choose?  Calculate the Expected COST for each of three RM options.  Be sure to show your work and calculations for all three options. And be sure to identify WHICH of the three RM Options she should choose.    Question #3: [4 points] Assume we know Carrie’s Worry Value for all three of the RM options:  RM Option #1: Worry Value for Retention = $750 RM Option #2: Worry Value for Retention w/ Risk Modification technique = $410 RM Option #3: Worry Value for Deductible Insurance = $50   If the Carrie’s decision rule is to minimize TOTAL COST – which of the three RM Options should she choose?  Calculate the TOTAL COST for each of three RM options.  Be sure to show your work and calculations for all three options. And be sure to identify WHICH of the three RM Options she should choose. 

Part 3: Oceanography and the real world [10 points each, 20 points total]Answer TWO of the following questions. Not all four of them, please. Just two!    (1) If you take a boat ride off the coast of Santa Barbara, CA and travel for about 90 minutes, you will reach the Channel Islands National Park. For the first roughly 45 minutes of the boat ride, you are in relatively shallow water (~100 feet.) Suddenly, the continental shelf abruptly drops off, and the water suddenly gets much deeper (more than 1000 feet.) A diagram illustrating this is shown below.  I have done this boat trip several times. In the first 45 minutes of the boat ride, I generally see very little marine wildlife. However, it seems like as soon as the boat passes the dropoff of the continental shelf, you are much more likely to spot dolphins and whales. Using your knowledge of ocean processes, propose an idea for why marine mammal sightings are more common in the part of the ocean where the water suddenly gets deeper than for the first 45 minutes of the boat ride where the water is shallow. You may use a diagram to support your written answer if you want, but it isn’t required.     (2) You have learned about a variety of topics related to the impact of humans on living things in the ocean. Choose 2 of the following case studies and summarize what you’ve learned about them during class. Your summaries should be scientifically accurate and specific, based on class discussions.  Ocean acidification’s impact on marine life; Chemotherapeutic agents that come from the ocean; Seastar wasting disease; The link between warming oceans and marine neurotoxins   (4) Scientists are very interested in icebergs (ice sheets in the water) because the formation and destruction of ice can influence global climate. Using appropriate vocabulary, explain why icebergs float. You may include a labeled sketch to support your answer, but you must include a written explanation. Briefly explain how the formation and destruction of ice influences salinity. Based on what you know about ocean circulation, propose a hypothesis about how melting icebergs could have an influence on ocean circulation and global climate.      

  The Emancipation Proclamation of January 1, 1863,  

  Who wrote “On Civil Disobedience” as a response to the U.S. war with Mexico?  

  Which president rejected adding Texas to the United States because the presence of enslaved people there would reignite the issue of slavery?  

  Which of the following statements accurately describes the Freedmen’s Bureau?