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Character measures…      A. your ability to repay a loan.B. how much debt you currently have.C. your sense of responsibility with respect to debt payment.D. how often and on what do you use your credit card.

If you bought a car with a car note from the bank then you should show the car itself on your financial document as a (an) …      A. Asset and liabilityB. liabilityC. AssetsD. None of the above since it is not your car yet.

In the context of a loan, which of the following statements regarding interest rate is most correct?      A. Lower credit scores are associated with lower APRs.B. Longer loan length is associated with lower APRs.C. Shorter loan length is associated with higher APRs.D. Higher credit scores are associated with lower APRs.E. Both B and D are correct.

Of the following possible sources of credit, which typically has the lowest borrowing rates?      A. commercial bank      B. credit unionC. savings and loans      D. personal finance company

Once a sound financial plan is in place, there should be no need to ever change it.      A. TRUEB. FALSE

The current value in today’s dollars of a future sum of money is called …      A. present valueB. compounded valueC. future valueD. adjusted valueE. discounted value

Which type of record keeping system is best to use with personal finances?      A. the one that you will use.B. the one you did yourselfC. computerized.D. pencil and a notebookE. the one your accountant suggested

Determine whether the following is an example of a sampling error or a non sampling error. A psychiatrist surveyed 8000 people to see the proportion who had seen a psychiatrist at least once in their lives. Unfortunately, there was confusion amongst the respondents about the difference between a psychologist and a psychiatrist and the recorded proportion was higher than it should have been due to this confusion.  

A fitness center is interested in the average amount of time a client exercises in the center each week. Match the vocabulary word with its corresponding example.  

Sixty adults with gum disease were asked the number of times per week they used to floss before their diagnoses. The (incomplete) results are shown below: # Flossing per Week Frequency Relative Frequency Cumulative Relative Frequency 0 27 0.4500   1 18     3     0.9333 6 3 0.0500   7 1 0.0167   What percent of adults flossed 7 times per week? Round to one decimal place.