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___________________ is a foreign substance that stimulates the formation of antibodies.

What is the causative organism for tuberculosis?

The state of producing or being able to produce pathological changes and disease.

Practical uses of an income statement includeA) determining if money is available for saving or investment.B) spotting problem areas of overspending.C) knowing where your money is going.D) determining whether you are earning more than you spend.E) all of the above

Proper financial planning can help you use your current income to achieve your long term financial goals

Being financially secure involves balancing  what you  earn with                                                              A) your retirement plans B) what you spend. C) your investments. D) your current level of debt.

Fair market value refers toA) how the price of an asset has changed since its original purchase .B) what an asset could be sold for today.C) what you paid when you purchased an asset.D) what an asset will be worth at some point in the future.

The major  reason to  make a financial plan is to A) account for your spending. B) achieve your financial goals. C) allow for a surplus D) serve as a tax planning guide E) see where you are overspending or underspending

 What should you do with your goals on a frequent basis throughout your lifetime?     A) Put  them in writing B) Modify them  C) Prioritize them D) All of the above

What is the main factor in determining your potential income level?  A) your age and years of employmentB) the size of the company you work forC) education and skills that you have attainedD) who you know in your company administration