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Creamy Dairy is a family owned dairy located in upstate New York. They are trying to decide how to process their corn into feed for their livestock.  Because they are dairy farmers (and good ones at that) financial choices have a mystic quality about them so they could use your help.  The farm is currently earning $300,000 per year so this improvement would be additional revenue. Each of the options will result in an additional (above the current dairy earnings) yearly PRE-TAX cash flow of $100,000 for fifteen years starting at time 1.  The following table shows their choices: Option 1: Subcontract the feed process at a cost of $75,000 per year starting at time 1. Option 2: Upgrade their current feed facilities at a cost of $200,000 for equipment and yearly maintenance cost of $25,000. Option 3: Build a new facility for $300,000 with no maintenance required for ten years then $15,000 for the remaining useful life. Creamy Dairy uses a cost of capital of 4.0%.  Assume no short-term debt, a market rate of 8%, risk free rate of 2.5%, and an income tax rate of 35%.  Use this rate for the rest of the questions. Create an Excel model (use the blank template provided) and determine the NPW/AEW of the three options.

A 25-year bond making semi-annual coupon payments of $37.50 is currently trading at a price of $1196.71. The face value of the bond is $1000. What is the EAR/EFF of this bond? Please write your answer in percentage terms to two decimal places (7.21 percent is 7.21, not 0.0721)

Find the PV of the following set of cash flows: Year CF 1  $          500 2  $             0  3  $             0   4  $       1,250 5  $       1,750 6  $             0  7  $             0   8  $       6,000 9  $       6,000 10  $       6,000 Assume the cash flows occur at the end of the year. Discount the cash flows at a rate of 12%/year.  Express your answer in dollars and cents.

A reputable business has a uniform rectangular sign 1.2 m in length, supported by two wires as shown.  If the mass of the sign is 5 kg, what is the tension in wire B on the right? (Select closest answer)

1 Action You Would RecommendPropose one actionable recommendation for families based on your analysis of the policy brief by considering either education, economic, employment, social service, health or human service domains. Explain why you believe this action is necessary or beneficial.

What are some common forms of academic dishonesty, and what consequences do students face if caught?

Discuss the importance of academic integrity in higher education. How does it impact students, faculty, and the institution as a whole?

Noah, age three, has a bilateral hearing loss and wears hearing aids. Dad and Noah are reading a favorite book, “The Very Hungry Caterpillar”. Dad, sitting behind Noah, says, “The caterpillar was STILL ________________” and Noah produces a word approximation of “hungry” in response.  What auditory skill level is targeted?

Match the literacy learning condition with the example:

Which parent is best supporting their child’s learning for mental state words?