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The America ’26 Final Report highlights which institutional change as key to post-Watergate political reform?

What ultimate warning does America ’26 deliver about the American experiment?

The factor that has the largest influence on your credit score is…      A. Your payment history.B. You monthly income.C. The amount you owe and your available credit.D. Types of credit you use.

Smart buying means buying what you want first and figuring out how you’ll pay for it later.      A. TRUEB. FALSE

Which of the following is not an example of an open-ended credit account?      A. Retail credit card accounts      B. Supermarket reward cardsC. Travel and entertainment cards      D. Bank credit cards

The earlier you begin saving for your retirement, the easier it will be to reach your financial goals for retirement.      A. TRUEB. FALSE

Character measures…      A. your ability to repay a loan.B. how much debt you currently have.C. your sense of responsibility with respect to debt payment.D. how often and on what do you use your credit card.

If you bought a car with a car note from the bank then you should show the car itself on your financial document as a (an) …      A. Asset and liabilityB. liabilityC. AssetsD. None of the above since it is not your car yet.

In the context of a loan, which of the following statements regarding interest rate is most correct?      A. Lower credit scores are associated with lower APRs.B. Longer loan length is associated with lower APRs.C. Shorter loan length is associated with higher APRs.D. Higher credit scores are associated with lower APRs.E. Both B and D are correct.

Of the following possible sources of credit, which typically has the lowest borrowing rates?      A. commercial bank      B. credit unionC. savings and loans      D. personal finance company