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The calorie is a unit of heat. Define calorie.  A calorie is the amount of heat it takes to raise the temperature of ….. of water by ……

Define and give an example of the following terms:  matter: ….. element:…. compound:……

Describe how autonomous specification works. 

How do morphogens work?

Given Mrs Wealthy’s only income is the £25,000 she receives per year from her trust fund: What general advice would you give her in relation to her future financial needs?

You work in a Designated Professional Body (“a DPB”) firm and are approached by a new client, Mr Singh, who carries on business as an import/export agent.  He instructs you to act on his behalf in connection with the purchase of the entire issued share capital in a warehousing company from the owner/manager.  Mr Singh also wishes you to act on his behalf in arranging for him to buy 10% of the shares in a distribution company that is listed on the London Stock Exchange (“the LSE”). Given that Mr Singh is a new client, what documentation will you ask to see and why?

Propose three investments for some of Mrs Wealthy’s capital which are more suitable than leaving it on deposit at the bank/building society and give an advantage and disadvantage of each.

Reference is made to FATF Guidance.  What does FATF stand for?

You work for a niche firm, dealing with high net-worth clients. You recently acted for Mrs Wealthy following the breakdown of her three-year marriage to Mr Wealthy.  As part of the financial settlement, you secured for Mrs Wealthy a lump sum of £250,000, in addition to having the six-bedroom former matrimonial home transferred into her sole name.  The property is mortgage-free. Mrs Wealthy does not work but receives £25,000 per annum from a family trust.  She has an 8 year old son from a previous relationship, in respect of whom she has sole care. Mrs Wealthy has not given any thought to her financial planning and advises that she has no existing insurance, investments or pension provision.  She has an instant-access bank account and an account at the building society with about £6000 in it.  She would like some advice on investments and financial planning. By whom would the firm need to be authorised, in order to provide the advice that is now sought and why?

Plant 5: Smaller than the other maples reaching about 25 ft in height. Can be a single trunked tree or a multistemmed shrub. Leaves opposite and simple, 5-7(9) lobes. Flowers are small, red to purple umbels that hang down. Plant 5 Genus: