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John Smith owns a bookstore that is covered under an unendorsed Commercial General Liability (CGL) Coverage Form. A customer falls in the store resulting in a covered lawsuit against Smith. Smith is asked to testify in court by the defense attorney; Smith incurs $500 in lost earnings for the one day trial. The supplementary payments section of Smith’s CGL policy will

Which one of the following is a category of the tort of nuisance?

In the liability coverage agreement of the Business Auto Coverage Form (BACF), the insurer expresses its three distinct duties. Which one of the following identifies one of those duties?

When an ocean marine policy is judgment rated, the judgment used is that of the

While discussing a claim for an insured, a claim representative and agent realize that there are inconsistencies between the information given to the agent when the insured applied for coverage and the information that the claim rep has discovered in her investigation. They suspect fraud, and need to determine how the conflicting information will impact coverage for the insured. Which one of the following statements is correct with respect to the Concealment, Misrepresentation, or Fraud condition in the Commercial Property Conditions Form?

Which one of the following best describes coverage for crime losses under the commercial property policy Causes of Loss-Basic Form?

What is the amount the insurer will pay given the following information?The value of the property is $400,000.The coinsurance percentage for it is 80%.The limit of insurance for it is $320,000.The deductible is $1,000. The amount of loss is $33,000.

Which one of the following is correct with respect to the Inspections and Surveys common condition of the Insurance Services Office (ISO) Commercial Package Policy?

Which one of the following is an exclusion unique to the Causes of Loss-Special Form?

A Commercial Package Policy (CPP) premium may be modified by a package modification factor. This factor