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Where is Garrett from? 

Where is the best place to find the fair price of a used car?

Joseph and Emma are house shopping and decide on a cozy two-bedroom home that will cost $165,000.  They can qualify for a 15-year loan at 3.2%. They have a $25,000 down payment, courtesy of a wedding gift from Martin Harris. What will their monthly payment be (principal and interest)?

What is the main reason people don’t become what they were meant to be? 

Vladimir has a marginal tax rate of 24%. Donald has a marginal tax rate of 32%. Warren has a marginal tax rate of 37%. They all have a choice to invest in either bonds issued by Aeroflot (corporate bond yielding 4.8%) and city of Orem municipal bonds (yielding 3.1%). For whom will it make financial sense to invest in Aeroflot?

For those born in 1960 or later, what is the full retirement age for Social Security?

You look over your retirement plan in 2025 and realize that if you follow it perfectly, you will have $625,000 in your Roth IRA in 2050, the year of your retirement. If inflation averages 1.79% annually over those 25 years, what will be the 2025-based value of your retirement funds in 2050?

Chapter 9: Investing for the Long Term

You bought 100 shares of Purple Barney Inc. stock January 1, 2011 for $38 per share. On December 31, 2015, you sold the Barney stock for $47 per share. Each June you received a dividend of $0.20 per share. Brokerage commissions are $50 for the purchase and $50 for the sale. What was your total cumulative return (in dollars), and in terms of percentage?

MATH PROBLEMS.  (22 question each is worth 2 points = 44 points)