Lou bought a house on September 13, 2023 and wanted the liab…

Lou bought a house on September 13, 2023 and wanted the liability insurance policy on the house to take effect immediately, so he submitted an application to the insurance company whose local agent issued a binder that same day. By a complete accident, which was no fault of Lou’s, his house was burned down the next day, on September 14, 2023. On September 15, 2023, the insurance company, not knowing about the fire of the previous day, reviewed the application for the first time and formally rejected Lou’s application for insurance coverage. Does the insurance company have to pay Lou for the fire damage?

Mr. and Mrs. Jackson set up an irrevocable trust for their f…

Mr. and Mrs. Jackson set up an irrevocable trust for their five children, with Dodds as trustee. Dodds decided to sell a piece of trust real estate to his wife, Mardie, without obtaining an appraisal, attempting to market the property, or consulting a real estate agent. When they learn of the sale, Mr. and Mrs. Jackson are furious and want to stop the sale. What should the Jacksons do?

Sue, from Kanab, traveled to Salt Lake City to attend a busi…

Sue, from Kanab, traveled to Salt Lake City to attend a business meeting. Her sister, Esther, lives in Salt Lake City and consequently, Sue made arrangements to spend a couple of days with her following the business meeting. The next morning while dressing in Esther’s guest bathroom, Sue realizes that she packed a mismatched outfit: the color of her skirt doesn’t match her blouse. Luckily, Esther wears the same size and lends Sue a skirt the same color as her top blouse. Sue’s duty of care would be a duty of: