Taylor’s monthly gross income is $4,500. Her employer withho…

Taylor’s monthly gross income is $4,500. Her employer withholds $900 in federal, state, and local income taxes and $310 in Social Security taxes per month. Taylor contributes $340 per month for her IRA. Her monthly credit payments for Visa, MasterCard, and Discover cards are $81, $10, and $59, respectively. Her monthly payment on an automobile loan is $420 and monthly payment of mortgage is $850. What is Taylor’s debt payments-to-income ratio?