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Which of the following options can be used to protect the certainty of a future payment to a participant from a non-qualified deferred comp plan? (select all that apply)

Which of the following would be least likely to create money conflict? 

You are working with Stacy as a new client. One of your goals is to increase her sense of financial self-efficacy. Which of the following is least likely to help in this goal?

Which of the following factors is vitally important in choosing between defined contribution plan types for a small employer? Select as many items as is appropriate. The need to attract and retain employees. The use of the plan as a tax shelter for the owner(s). The desire to account for past service.

Peter has an ISO through his employer. The strike price is $25, which happens to be the current market price. Peter exercises this option 2 years later when the stock is trading at $75 per share and then sells it 13 months later at $85 after a better than expected earnings report. What is the tax impact at the time that Peter sells his shares? (select all that apply)

Both the employer’s matching contributions and the employee’s voluntary after-tax contributions should be factored into the ACP test for compliance purposes.   

John, age 58, just passed away (DOD is September 24th). His wife, Stacey, is the sole beneficiary of his IRA and she is 60 year’s old. Which action(s) below can/must happen with John’s IRA? (select all that apply)

A client is looking to get market-level returns and he is willing to take market-level risks. He is already retired, and he is not reliant upon his portfolio for retirement income. He sold his business on an installment payment and the combination of this and Social Security will more than meet his needs. Which option below would be the worst thing for him to consider?

Financial professionals should simply use the headline CPI-U (inflation) number as a retirement planning assumption.

Which scenario(s) would brand someone as a fiduciary? (select all that apply)