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SalTec offers its employees a defined contribution plan. The company matches employee contributions at 60% up to 6% of salary. Kirk works for SalTec, and he earns an annual salary of $63,805. Suppose Kirk decides to contribute $750 per month to his retirement account.  What is the total contribution to his retirement account each year?

Donna has $56,948.08 in her defined contribution plan at work. Of that balance, $43,280.54 comes from her own contributions, and $13,667.54 comes from her employer’s. The plan uses the 10-year step vesting schedule given below. If Donna leaves her job now, after 14 years and 3 months of service, how much of her plan balance would she keep? Years of Service Completed Vesting Percent

Suppose you have a 3-year lease on a truck that allows 10,000 miles per year, with a 32 cents per mile penalty for overages. In the first year you drive 9,295 miles, in the second year 11,040 miles, and in the third year 12,093 miles. How much of a mileage penalty, if any, do you owe?

Ella owes $82,000 on the mortgage on a condo that she owns. The condo is worth $133,500. She wants to take out a home equity loan. The bank loan officer tells her that the maximum loan to value percent is 90%. How much could Ella borrow with her home equity loan?

I will set a timer for myself for 15 minutes before exam time is up so that I will have time to scan and upload my exam sheets directly to this exam while Honorlock is still running.  One option to use is this timer:  https://www.google.com/search?q=timer   The exam is 75 minutes long. You have an additional 15 minutes to upload the exam. The exam and Honorlock closes at 90 minutes from start. You MUST upload your exam sheets to this Canvas exam while Honorlock is still on. You should NOT email the exam to Dr. Schonning at a later time.    

Which of the following statements best defines the neutral axis (NA) of a beam subjected to bending?

Part 1: General Blood Questions (4 pts) Match the word with the correct phrase (not all letters will be used).

Group Quiz & Bonus Portion Placeholder: This place is designated for the group quiz, but here is a bonus question for you too.  The total possible points is 4 pts bonus that you can receive on test. BONUS:  In a few sentences describe a typical  immune response in your own words.  You should word such as: innate response, cell-mediated response, and antibody response and include cells associated to these processes. 

BONUS QUESTION: This whole process of blood cessation (stopping) is called .

At a point subjected to plane stress on the surface of a structural-steel member, the stresses are σx = 20 MPa, σy = –30 MPa, and τxy = 100 MPa. Determine the radius R of the corresponding in-plane Mohr’s circle.