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At closing, the listing agent’s commission is usually shown as a

It is a violation of the Equal Credit Opportunity Act to charge a higher interest rate based on a credit score.

All of these are roles of the Federal Reserve System EXCEPT

An investor buys a property that is currently leased for $1,200 per month, due on the 1st of the month. The sale closes on September 23rd. In addition to the security deposit, the seller will likely owe the buyer prorated rent in the amount of

A lender who collects payments, processes them, and follows up on loan delinquencies is said to

The only fee a lender may collect before they provide the loan applicant with a Loan Estimate (LE) is a fee for a credit report.

A developer received a loan that covers five parcels of real estate and provides for the release of the mortgage lien on each parcel when certain payments are made on the loan. This type of loan arrangement is called a

FHA-insured loans are viewed as the most secure loans because their loan-to-value ratios are often the lowest.

The law providing that a loan applicant who is rejected must be provided with a disclosure of the reporting agency and be able to see the credit report used to make the decision is the

ABC Title offers licensees a $150 kickback for each client they refer to them for title and escrow services. This is a violation of which act?