Author: Anonymous

Based on the following borrower profile would you approve or decline the loan $500,000 home loanMBA degree with job and industry stabilityRecessinary economic conditions730 FICO32%  home debt ratio,; 40% total debt ratio; moderately high liquidity and cash emergency fund  

Co-signing for a loan should generally be avoided for many reasons, including biblical verses 

Analyze/evaluate the following FSR’s to answer questions 1-3 : Net Cash Flow                                           Negative ($500/month)Mortgage Debt Service Ratio                   40% of Gross IncomeTotal Debt Service Payment Ratio           55% of Gross IncomeSavings Ratio                                             1% of Gross IncomeCash Emergency Fund                              1 month of living expenses & debt payments 1. Are there any ratios that need addressing/correcting? 2.  How is this borrower managing their finances? 3. Which 2 financial standing ratios are the most important to correct and why?

The 5C’s are Character, Capacity, Capital, Collateral, Conditions Which C’s are the primary, secondary, and third sources or repayment for a loan?    

What is the correct way to count rows matching a condition?

What position is the valves pictured in?

A nurse is teaching the family of a newborn about proper formula preparation. Which statement by a family member indicates the need for further teaching?

You are caring for a patient receiving an IV infusion of albumin after being diagnosed with liver failure. Vital signs include BP 100/70, HR 85, RR 19, Temperature 98.0°F, and Sp02 94% Which clinical manifestation can be expected after the albumin infusion?

REQUIRED: Use your camera/laptop to give a “tour” of your entire workspace. Not sure what to do here? Go back and review the Honorlock for NUTR& 101 page that you should have read through before attempting this quiz. See instructor example video.      Did you show your entire workspace? [workspace]

True or False? You will need an access code from the instructor to access the exam in Honorlock