Author: Anonymous

A borrower is deciding between two car loan options. Option A has a 36-month maturity with a higher monthly payment. Option B has a 60-month maturity with a lower monthly payment. Which statement is most accurate?

Which of the following is an advantage of using consumer credit responsibly, such as credit cards or loans?

A driver has collision coverage with a $500 deductible. If the covered repair cost after an at-fault accident is $2,400, how much will the insurance company pay?

Find the centroid, C, of the cross-section shown in the figure and the moment of inertia about the centroidal axis x’. Show all your work to receive full points. Note that the shape is not drawn to scale. Remember to include units with your answer.   

A person has three credit cards with total credit limits of $10,000 and total balances of $2,500. What is the credit utilization rate?

Which of the following is usually an advantage of owning a home instead of renting?

Which type of private health insurance plan usually requires a primary care physician to refer patients to specialists?

Find the centroid, C, of the cross-section shown in the figure and the moment of inertia about the centroidal axis y’. Show all your work to receive full points. Note that the shape is not drawn to scale. Remember to include units with your answer. 

A cord passes over a frictionless pulley as shown in the figure.  One end of the rope is attached to block B and force P is applied to the other end of the cord. The weight of block A is 800 lb and the weight of block B is equal to 2,000 lb. The coefficient of friction between the two block is equal to 0.40 and the coefficient of friction between block B and the floor is equal to 0.20. a)Determine if the system is in equilibrium if the force P = 900lb. b)Find the maximum force P for which the system is in equilibrium, assuming that slipping will occur between block B and the floor. Show all your work, including FBDs, to receive full points. Note that the shape is not drawn to scale. 

Which factor has the largest impact on a person’s credit score?