Author: Anonymous

The majority of Americans receive their health insurance coverage through _____________________. 

Jess covers both herself and her spouse under the following Anthem PPO plan. They chose this plan because her spouse has a lot of health challenges that require regular and ongoing treatment. By March, Jess and her husband have paid for $3,000 in health care costs out of pocket. It is now April and Jess just learned she needs to have a surgical procedure. The procedure will cost $2,000. Plan details: Annual deductible (family): $3,000 Coinsurance after deductible: 20% Annual out-of-pocket maximum (family): $6,000 Based on the information above, how will Jess’s insurance handle the cost of the $2,000 surgical procedure?

Quality is complicated and challenging to measure with the data currently available.

Jordan is 27 and has selected a health insurance plan with a $6,000 deductible.  He contributes to a Health Savings Account (HSA) to help with medical expenses. What is one likely advantage of Jordan’s insurance plan?

One major change outlined by the Affordable Care Act had to do with Medicare. Medicare shifted from the value-based purchasing model provider reimbursement to a fee-for service purchasing model. 

A patient has reached their annual out-of-pocket maximum in July. Which of the following costs will the patient still have to pay through the rest of calendar year? Choose the one that would apply to all plan types. 

Match each of the following scenarios to the government role described. 

Extra Credit:  You will earn full credit for any answer, provided you’ve answered both parts of the question. Did you feel this exam was fair? Why or why not? 

Protections for pre-existing conditions can raise premiums because insurers cannot deny coverage to sick individuals. To balance this risk, policymakers added the ________ so healthy individuals would still participate in the insurance market.

The magnetic field is uniform over each face of the box in the diagram. With 7.8 T and 2.6 T, the magnetic field at the front surface marked with a ‘?’ is given by: