Which of the following regarding banking-as-a-service is/are…

Which of the following regarding banking-as-a-service is/are true?It has restricted the financial transparency options for account holders.It is an end-to-end process that allows fintechs and other third parties to connect with banks’ systems directly via APIs.The process begins with a fintech or other third-party provider paying a fee to access the platform.

Which of the following statements about 401(k) plans are tru…

Which of the following statements about 401(k) plans are true?I. They are defined benefit plans.II. They allow employer and employee contributions.III. Earnings accrue tax-free during the employee’s working years.IV. They allow employee discretion in asset allocation.V. They always have minimum guaranteed rates of return.