Author: Anonymous

Xiaodan plans to show a video of an explosion in her speech. According to your textbook, she should

“Short” Response (Answer in 2-3 sentences): Why is manuscript speaking usually a poor way to prepare for speeches?

“Short” Response (Answer in 2-3 sentences): Why is memorization usually a poor way to prepare for a speech? Does it have any advantages?

A 10-sided dice is rolled.  Find the probability of rolling an odd number, if the probability of rolling each number is equally likely.  Write your answer as an integer or a simplified fraction.  

A 12-sided dice is rolled.  If all sides are equally likely to be rolled, find the probability of rolling a 1.  Enter your answer as an integer or a simplified fraction.

Suppose that you borrow $10,000 for five years at 5% toward the purchase of a car.  Find the monthly payments and the total interest paid on the loan.  Put you answers in monetary format, with a dollar sign and rounded to the nearest cent. 

In a lottery, the top cash prize was $676 million, going to three lucky winners.  Players pick five different numbers from 1 to 58 and one number from 1 to 47.  A player wins a minimum of $450 by correctly matching three numbers drawn from the white balls (1 through 58) and matching the number on the gold ball (1 through 47).  What is the probability of winning the minimum award?  The probability of winning the minimum award is __________.  (Type an integer or a simplified fraction.)

An election ballot asks voters to select two city commissioners from a group of candidates.  How many ways can this be done?

The credit card with the transactions described on the right uses the average daily balance method to calculate interest.  The monthly interest rate is 1.5% of the average daily balance.  Calculate parts a-d using the statement below.  Transaction Description Transaction Amount Previous balance,                    $6,310 March 1 Billing date March 5 Payment $400.00 credit March 7 Charge: Restaurant  $30.00 March 12 Charge:  Groceries $70.00 March 21 Charge:  Car Repairs $220.00 March 31 End of billing period Payment Due Date:  April 9 a.) Find the average daily balance for the billing period.  Round to the nearest cent.  The average daily balance for the billing period is $_______________.  Round to the nearest cent as needed. b.) Find the interest to be paid on April 1, the next billing date.  Round to the nearest cent.  The interest to be paid on April 1 is $______________.  (Use the answer from Part a to find this answer.  Round to the nearest cent.) c.) Find the balance due on April 1.  The balance due on April 1 is $__________.  d.) The credit card requires a $10 minimum monthly payment if the balance due at the end of the billing period is less than $360.  Otherwise, the minimum monthly payment is 1/36 of the balance due at the end of the billing period, rounded up to the nearest whole dollar.  What is the minimum monthly payment due by April 9?  The minimum monthly payment due by April 9 is $_____________.  (Use the answer from part c to find this answer.  Round up to the nearest dollar.)

Use the payment formula found on the first page at the opening of this quiz, determine the regular payment amount, rounded to the nearest dollar.  Consider the following pair of mortgage loan options for a $130,000 mortgage.  Which mortgage has the larger TOTAL cost (closing costs + the amount paid for points + total cost of interest)? By how much? Mortgage A is a 30-year fixed rate at 6.25%, with closing costs of $1,200 and 1 point.   Mortgage B is a 30-year fixed rate at 4.5%, with closing costs of $1,200 and 4 points.