A small financial services company operates an online transa…

A smаll finаnciаl services cоmpany оperates an оnline transaction processing system. The company has identified a risk that cybercriminals could exploit a vulnerability in their payment system, leading to unauthorized transactions and financial losses. After conducting a risk assessment, the company determines the following factors: Asset Value (AV): $500,000   Exposure Factor (EF): 20%  Annual Rate of Occurrence (ARO): 3 times per year Based on the given information, calculate the Annualized Loss Expectancy (ALE) for this risk. Assume a security control for this would be to purchase a cybersecurity insurance policy that would cost $100,000 per year.  What risk handling method is this of the four we identified, and would you recommend it, based on the results of your assessment? Justify your decision in a sentence or two. I've enabled a calculator in Honorlock for you to use, however you shouldn't need it.