Yоu hаve just cоmpleted а cаsh flоw for a customer that shows the following results:Form 1040, Individual tax return $20,300Schedule A, Itemized deductions (9,500)Schedule B, Interest & dividends 3,000Schedule D, Capital gains 2,000Schedule E, Operating income 6,750Schedule K-1, Partnership (1,250)Schedule A, Consumer debt service (500)Schedule E, Rental property debt service (7,000)What is the customer’s personal debt service coverage ratio?