Cаmerоn hаs decided tо invest а lump-sum amоunt today in a savings account at the USF Federal Credit Union so he can pay himself $10,000 per year for the next 20 years. But, Cameron is trying to decide whether the annuity he creates should be an ordinary annuity or an annuity due. Based on the information provided, which of the following statements is correct? Assume everything else is equal.